Online banking facility is more convenient for any user to access their account. The Internet is a public network. Therefore, it is important to learn how to safeguard your banking information, credit card numbers, Social Security Number, password and other personal data. Hackers can any time get your username and password; they can clean out your data.
WarningBeware of scams like phishing, where thieves use emails or fake websites to impersonate your bank and obtain your username and password.
Hackers out there in the world know that you will go online to access your emails or search for various things like favorite music numbers, online databases, free online virus scanner, online virus removal support service, and free virus removal software among other things. Considering that you need help understanding about a virus, its effects, and removal and you can take help virus removal guide from any technical support services.
Install a firewall and run antivirus software on your computer to prevent someone from stealing personal information or recording your keystrokes.
Prevention/SolutionNever give your account information, username or password to others, especially in an email. Do not click on links embedded in suspicious emails. Never open emails or email attachments from strangers as they may contain malicious viruses that once executed can do massive harm to your computer.
Password TipsCreate passwords that are difficult for others to guess and change them often. Use symbols or both letters and numbers.
SecurityAvoid using shared computers, such as those in libraries or workplaces, to access your account. Always log off or close your browser when you are finished with your transactions.
ConsiderationsMake sure your bank transactions are encrypted. Look for the lock symbol on your web browser or web addresses that begin with "https://" where the "s" stands for "secured."
Time FrameIf you notice unusual transactions or money missing from your account, notify your bank immediately. While federal law does protect consumers from fraud, you must discover it within 60 days and report it within two business days.
Over your personal computer such as virus protection and physical access controls should be used and updated regularly. Contact your hardware and software suppliers or Internet service provider to ensure you have the latest in security updates.